2020 LRD to BDT Historical Review

YEARLY HIGH

0.5437 BDT

YEARLY LOW

0.4244 BDT

YEARLY AVERAGE

0.4450 BDT

2020 LRD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.5437. Conversely, the yearly low was recorded on August 18, dropping to 0.4244.

This high-to-low spread represents a total annual volatility of 0.1193 BDT. From a start-to-finish perspective, comparing the January average rate of 0.4432 to the December average rate of 0.5259, the exchange rate registered a net change of 18.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5437 was up 1.99% compared to the 2019 peak of 0.5331, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 2,718 BDT

2019 Average 2,289 BDT

Yearly Trough Low 2,122 BDT

Transaction Impact: A difference of 596.61 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5359

0.4155

JanuMarcMayJulySeptNove

LRD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4312, compared to 0.4587 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0275 points.

H1 Avg (Jan–Jun) 0.4312

H2 Avg (Jul–Dec) 0.4587

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0800 BDT (High: 0.5437 / Low: 0.4637). On the other end, July was the most stable month, with a tight range of 0.0013 BDT (High: 0.4262 / Low: 0.4249).

November Spread (Volatile) ±0.0800

July Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0112 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.5124) against the same month in 2019 (average: 0.4226), the exchange rate shifted by +0.0899 (+21.27%).

2020 Avg (November) 0.5124

2019 Avg (November) 0.4226

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4549	0.4343	0.4432
February	0.4356	0.4281	0.4320
March	0.4305	0.4258	0.4289
April	0.4307	0.4251	0.4286
May	0.4304	0.4260	0.4281
June	0.4276	0.4256	0.4266
July	0.4262	0.4249	0.4255
August	0.4266	0.4244	0.4256
September	0.4267	0.4254	0.4259
October	0.4637	0.4258	0.4369
November	0.5437	0.4637	0.5124
December	0.5377	0.5153	0.5259