2020 LRD to BGN Historical Review

YEARLY HIGH

0.0106 BGN

YEARLY LOW

0.0082 BGN

YEARLY AVERAGE

0.0090 BGN

2020 LRD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.0106. Conversely, the yearly low was recorded on August 18, dropping to 0.0082.

This high-to-low spread represents a total annual volatility of 0.0024 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0092 to the December average rate of 0.0100, the exchange rate registered a net change of 8.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0106 was down 3.66% compared to the 2019 peak of 0.0110, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 53 BGN

2019 Average 47 BGN

Yearly Trough Low 41 BGN

Transaction Impact: A difference of 11.77 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0101

0.0081

JanuMarcMayJulySeptNove

LRD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0090, compared to 0.0090 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0090

H2 Avg (Jul–Dec) 0.0090

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0014 BGN (High: 0.0106 / Low: 0.0092). On the other end, August was the most stable month, with a tight range of 0.0001 BGN (High: 0.0084 / Low: 0.0082).

November Spread (Volatile) ±0.0014

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0100) against the same month in 2019 (average: 0.0088), the exchange rate shifted by +0.0012 (+13.12%).

2020 Avg (November) 0.0100

2019 Avg (November) 0.0088

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0093	0.0091	0.0092
February	0.0092	0.0090	0.0091
March	0.0093	0.0087	0.0089
April	0.0092	0.0090	0.0091
May	0.0091	0.0089	0.0090
June	0.0088	0.0086	0.0087
July	0.0087	0.0083	0.0086
August	0.0084	0.0082	0.0083
September	0.0085	0.0082	0.0083
October	0.0092	0.0083	0.0086
November	0.0106	0.0092	0.0100
December	0.0103	0.0097	0.0100