YEARLY HIGH
12.6086 CDF
YEARLY LOW
8.5446 CDF
YEARLY AVERAGE
9.7198 CDF

2020 LRD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 12.6086. Conversely, the yearly low was recorded on February 27, dropping to 8.5446.

This high-to-low spread represents a total annual volatility of 4.0640 CDF. From a start-to-finish perspective, comparing the January average rate of 8.8106 to the December average rate of 12.1210, the exchange rate registered a net change of 37.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.6086 was up 21.15% compared to the 2019 peak of 10.4074, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 63,043 CDF
2019 Average 44,800 CDF
Yearly Trough Low 42,723 CDF
Transaction Impact: A difference of 20,319.92 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.4731
8.2482
JanuMarcMayJulySeptNove

LRD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.8521, compared to 10.5875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7354 points.

H1 Avg (Jan–Jun) 8.8521
H2 Avg (Jul–Dec) 10.5875

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 3.1230 CDF (High: 12.4881 / Low: 9.3651). On the other end, September was the most stable month, with a tight range of 0.0827 CDF (High: 9.8995 / Low: 9.8168).

December Spread (Volatile) ±3.1230
September Spread (Stable) ±0.0827

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2103 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -0.2103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 11.8837) against the same month in 2019 (average: 8.2926), the exchange rate shifted by +3.5911 (+43.31%).

2020 Avg (November) 11.8837
2019 Avg (November) 8.2926

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.0040 8.6362 8.8106
February 8.6732 8.5446 8.6003
March 8.6809 8.5793 8.6194
April 8.7329 8.6104 8.6744
May 9.2105 8.7110 9.0023
June 9.6497 9.1847 9.4056
July 9.8726 9.5862 9.7631
August 9.9787 9.7904 9.8511
September 9.8995 9.8168 9.8580
October 10.7377 9.1968 10.0482
November 12.6086 10.7244 11.8837
December 12.4881 9.3651 12.1210