2020 LRD to GMD Historical Review

YEARLY HIGH

0.3319 GMD

YEARLY LOW

0.2561 GMD

YEARLY AVERAGE

0.2700 GMD

2020 LRD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.3319. Conversely, the yearly low was recorded on March 15, dropping to 0.2561.

This high-to-low spread represents a total annual volatility of 0.0759 GMD. From a start-to-finish perspective, comparing the January average rate of 0.2674 to the December average rate of 0.3210, the exchange rate registered a net change of 20.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3319 was up 5.72% compared to the 2019 peak of 0.3140, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 1,660 GMD

2019 Average 1,358 GMD

Yearly Trough Low 1,280 GMD

Transaction Impact: A difference of 379.31 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3273

0.2511

JanuMarcMayJulySeptNove

LRD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2600, compared to 0.2800 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0200 points.

H1 Avg (Jan–Jun) 0.2600

H2 Avg (Jul–Dec) 0.2800

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0491 GMD (High: 0.3319 / Low: 0.2828). On the other end, August was the most stable month, with a tight range of 0.0004 GMD (High: 0.2602 / Low: 0.2598).

November Spread (Volatile) ±0.0491

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0077 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0077

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.3129) against the same month in 2019 (average: 0.2551), the exchange rate shifted by +0.0577 (+22.62%).

2020 Avg (November) 0.3129

2019 Avg (November) 0.2551

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2732	0.2617	0.2674
February	0.2621	0.2570	0.2596
March	0.2582	0.2561	0.2575
April	0.2580	0.2571	0.2575
May	0.2597	0.2576	0.2588
June	0.2597	0.2587	0.2592
July	0.2600	0.2588	0.2597
August	0.2602	0.2598	0.2600
September	0.2605	0.2595	0.2600
October	0.2828	0.2602	0.2667
November	0.3319	0.2828	0.3129
December	0.3281	0.3151	0.3210