2020 LRD to HKD Historical Review

YEARLY HIGH

0.0497 HKD

YEARLY LOW

0.0389 HKD

YEARLY AVERAGE

0.0407 HKD

2020 LRD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 0.0497. Conversely, the yearly low was recorded on August 10, dropping to 0.0389.

This high-to-low spread represents a total annual volatility of 0.0108 HKD. From a start-to-finish perspective, comparing the January average rate of 0.0406 to the December average rate of 0.0481, the exchange rate registered a net change of 18.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0497 was down 0.16% compared to the 2019 peak of 0.0498, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 249 HKD

2019 Average 213 HKD

Yearly Trough Low 194 HKD

Transaction Impact: A difference of 54.24 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0490

0.0380

JanuMarcMayJulySeptNove

LRD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0394, compared to 0.0419 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.0394

H2 Avg (Jul–Dec) 0.0419

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0074 HKD (High: 0.0497 / Low: 0.0424). On the other end, August was the most stable month, with a tight range of 0.0000 HKD (High: 0.0389 / Low: 0.0389).

November Spread (Volatile) ±0.0074

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0469) against the same month in 2019 (average: 0.0390), the exchange rate shifted by +0.0078 (+20.08%).

2020 Avg (November) 0.0469

2019 Avg (November) 0.0390

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0415	0.0398	0.0406
February	0.0398	0.0393	0.0396
March	0.0394	0.0391	0.0393
April	0.0392	0.0391	0.0391
May	0.0392	0.0390	0.0391
June	0.0390	0.0389	0.0389
July	0.0389	0.0389	0.0389
August	0.0389	0.0389	0.0389
September	0.0390	0.0389	0.0389
October	0.0424	0.0390	0.0399
November	0.0497	0.0424	0.0469
December	0.0491	0.0472	0.0481