2020 LRD to INR Historical Review

YEARLY HIGH

0.4779 INR

YEARLY LOW

0.3613 INR

YEARLY AVERAGE

0.3887 INR

2020 LRD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.4779. Conversely, the yearly low was recorded on February 27, dropping to 0.3613.

This high-to-low spread represents a total annual volatility of 0.1166 INR. From a start-to-finish perspective, comparing the January average rate of 0.3723 to the December average rate of 0.4568, the exchange rate registered a net change of 22.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4779 was up 7.15% compared to the 2019 peak of 0.4460, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 2,390 INR

2019 Average 1,909 INR

Yearly Trough Low 1,807 INR

Transaction Impact: A difference of 583.01 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4661

0.3549

JanuMarcMayJulySeptNove

LRD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3767, compared to 0.4006 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0239 points.

H1 Avg (Jan–Jun) 0.3767

H2 Avg (Jul–Dec) 0.4006

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0701 INR (High: 0.4779 / Low: 0.4078). On the other end, May was the most stable month, with a tight range of 0.0044 INR (High: 0.3841 / Low: 0.3797).

November Spread (Volatile) ±0.0701

May Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0081 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.4486) against the same month in 2019 (average: 0.3563), the exchange rate shifted by +0.0923 (+25.90%).

2020 Avg (November) 0.4486

2019 Avg (November) 0.3563

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3816	0.3649	0.3723
February	0.3667	0.3613	0.3642
March	0.3872	0.3651	0.3769
April	0.3886	0.3800	0.3848
May	0.3841	0.3797	0.3815
June	0.3835	0.3777	0.3806
July	0.3788	0.3740	0.3758
August	0.3772	0.3669	0.3742
September	0.3715	0.3665	0.3693
October	0.4077	0.3680	0.3791
November	0.4779	0.4078	0.4486
December	0.4678	0.4448	0.4568