2020 LRD to MYR Historical Review

YEARLY HIGH

0.0263 MYR

YEARLY LOW

0.0207 MYR

YEARLY AVERAGE

0.0220 MYR

2020 LRD to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.0263. Conversely, the yearly low was recorded on September 20, dropping to 0.0207.

This high-to-low spread represents a total annual volatility of 0.0056 MYR. From a start-to-finish perspective, comparing the January average rate of 0.0213 to the December average rate of 0.0252, the exchange rate registered a net change of 18.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0263 was up 0.05% compared to the 2019 peak of 0.0263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 132 MYR

2019 Average 112 MYR

Yearly Trough Low 103 MYR

Transaction Impact: A difference of 28.17 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0256

0.0204

JanuMarcMayJulySeptNove

LRD to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0216, compared to 0.0224 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0216

H2 Avg (Jul–Dec) 0.0224

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0036 MYR (High: 0.0263 / Low: 0.0227). On the other end, July was the most stable month, with a tight range of 0.0002 MYR (High: 0.0215 / Low: 0.0213).

November Spread (Volatile) ±0.0036

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0248) against the same month in 2019 (average: 0.0207), the exchange rate shifted by +0.0041 (+19.84%).

2020 Avg (November) 0.0248

2019 Avg (November) 0.0207

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0218	0.0209	0.0213
February	0.0214	0.0210	0.0212
March	0.0225	0.0210	0.0217
April	0.0222	0.0217	0.0220
May	0.0220	0.0217	0.0219
June	0.0217	0.0213	0.0215
July	0.0215	0.0213	0.0214
August	0.0213	0.0209	0.0210
September	0.0210	0.0207	0.0208
October	0.0227	0.0209	0.0214
November	0.0263	0.0227	0.0248
December	0.0258	0.0247	0.0252