2020 LRD to NAD Historical Review

YEARLY HIGH

0.0988 NAD

YEARLY LOW

0.0741 NAD

YEARLY AVERAGE

0.0861 NAD

2020 LRD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 0.0988. Conversely, the yearly low was recorded on January 26, dropping to 0.0741.

This high-to-low spread represents a total annual volatility of 0.0247 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0750 to the December average rate of 0.0923, the exchange rate registered a net change of 23.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0988 was down 51.55% compared to the 2019 peak of 0.2040, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 494 NAD

2019 Average 393 NAD

Yearly Trough Low 370 NAD

Transaction Impact: A difference of 123.74 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0958

0.0731

JanuMarcMayJulySeptNove

LRD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0844, compared to 0.0879 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0034 points.

H1 Avg (Jan–Jun) 0.0844

H2 Avg (Jul–Dec) 0.0879

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0131 NAD (High: 0.0907 / Low: 0.0776). On the other end, January was the most stable month, with a tight range of 0.0020 NAD (High: 0.0761 / Low: 0.0741).

March Spread (Volatile) ±0.0131

January Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0056 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0939) against the same month in 2019 (average: 0.0737), the exchange rate shifted by +0.0201 (+27.32%).

2020 Avg (November) 0.0939

2019 Avg (November) 0.0737

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0761	0.0741	0.0750
February	0.0779	0.0754	0.0762
March	0.0907	0.0776	0.0841
April	0.0964	0.0905	0.0937
May	0.0943	0.0876	0.0916
June	0.0880	0.0834	0.0860
July	0.0856	0.0826	0.0840
August	0.0887	0.0831	0.0870
September	0.0871	0.0816	0.0844
October	0.0912	0.0835	0.0856
November	0.0988	0.0886	0.0939
December	0.0973	0.0894	0.0923