2020 LRD to PHP Historical Review

YEARLY HIGH

0.3100 PHP

YEARLY LOW

0.2424 PHP

YEARLY AVERAGE

0.2599 PHP

2020 LRD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 0.3100. Conversely, the yearly low was recorded on August 30, dropping to 0.2424.

This high-to-low spread represents a total annual volatility of 0.0676 PHP. From a start-to-finish perspective, comparing the January average rate of 0.2655 to the December average rate of 0.2982, the exchange rate registered a net change of 12.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3100 was down 7.18% compared to the 2019 peak of 0.3340, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 1,550 PHP

2019 Average 1,405 PHP

Yearly Trough Low 1,212 PHP

Transaction Impact: A difference of 337.78 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3036

0.2382

JanuMarcMayJulySeptNove

LRD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2572, compared to 0.2626 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.2572

H2 Avg (Jul–Dec) 0.2626

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0446 PHP (High: 0.3100 / Low: 0.2654). On the other end, September was the most stable month, with a tight range of 0.0012 PHP (High: 0.2443 / Low: 0.2431).

November Spread (Volatile) ±0.0446

September Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0071 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0071

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.2915) against the same month in 2019 (average: 0.2528), the exchange rate shifted by +0.0388 (+15.33%).

2020 Avg (November) 0.2915

2019 Avg (November) 0.2528

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2717	0.2599	0.2655
February	0.2617	0.2568	0.2585
March	0.2614	0.2535	0.2575
April	0.2577	0.2534	0.2557
May	0.2565	0.2519	0.2546
June	0.2534	0.2500	0.2514
July	0.2501	0.2463	0.2479
August	0.2468	0.2424	0.2447
September	0.2443	0.2431	0.2437
October	0.2647	0.2435	0.2499
November	0.3100	0.2654	0.2915
December	0.3050	0.2924	0.2982