2020 LRD to PKR Historical Review

YEARLY HIGH

1.0304 PKR

YEARLY LOW

0.7774 PKR

YEARLY AVERAGE

0.8481 PKR

2020 LRD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 20, valuing the pair at 1.0304. Conversely, the yearly low was recorded on February 27, dropping to 0.7774.

This high-to-low spread represents a total annual volatility of 0.2530 PKR. From a start-to-finish perspective, comparing the January average rate of 0.8083 to the December average rate of 0.9940, the exchange rate registered a net change of 22.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0304 was up 16.16% compared to the 2019 peak of 0.8871, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 5,152 PKR

2019 Average 4,052 PKR

Yearly Trough Low 3,887 PKR

Transaction Impact: A difference of 1,265.25 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0149

0.7646

JanuMarcMayJulySeptNove

LRD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8109, compared to 0.8853 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0744 points.

H1 Avg (Jan–Jun) 0.8109

H2 Avg (Jul–Dec) 0.8853

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.1537 PKR (High: 1.0304 / Low: 0.8768). On the other end, September was the most stable month, with a tight range of 0.0071 PKR (High: 0.8369 / Low: 0.8298).

November Spread (Volatile) ±0.1537

September Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0229 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0229

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.9631) against the same month in 2019 (average: 0.7755), the exchange rate shifted by +0.1875 (+24.18%).

2020 Avg (November) 0.9631

2019 Avg (November) 0.7755

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8297	0.7914	0.8083
February	0.7922	0.7774	0.7854
March	0.8398	0.7799	0.8006
April	0.8465	0.8079	0.8311
May	0.8199	0.7990	0.8081
June	0.8439	0.8207	0.8320
July	0.8436	0.8336	0.8390
August	0.8473	0.8303	0.8434
September	0.8369	0.8298	0.8338
October	0.8768	0.8251	0.8388
November	1.0304	0.8768	0.9631
December	1.0146	0.9752	0.9940