2020 LRD to SBD Historical Review

YEARLY HIGH

0.0518 SBD

YEARLY LOW

0.0408 SBD

YEARLY AVERAGE

0.0431 SBD

2020 LRD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.0518. Conversely, the yearly low was recorded on September 10, dropping to 0.0408.

This high-to-low spread represents a total annual volatility of 0.0110 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0433 to the December average rate of 0.0499, the exchange rate registered a net change of 15.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0518 was down 1.29% compared to the 2019 peak of 0.0525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 259 SBD

2019 Average 222 SBD

Yearly Trough Low 204 SBD

Transaction Impact: A difference of 55.08 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0508

0.0402

JanuMarcMayJulySeptNove

LRD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0422, compared to 0.0441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.0422

H2 Avg (Jul–Dec) 0.0441

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0077 SBD (High: 0.0518 / Low: 0.0441). On the other end, August was the most stable month, with a tight range of 0.0002 SBD (High: 0.0415 / Low: 0.0413).

November Spread (Volatile) ±0.0077

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0013 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0488) against the same month in 2019 (average: 0.0412), the exchange rate shifted by +0.0075 (+18.28%).

2020 Avg (November) 0.0488

2019 Avg (November) 0.0412

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0443	0.0422	0.0433
February	0.0424	0.0417	0.0420
March	0.0432	0.0417	0.0419
April	0.0421	0.0419	0.0420
May	0.0422	0.0417	0.0420
June	0.0421	0.0418	0.0419
July	0.0420	0.0414	0.0418
August	0.0415	0.0413	0.0414
September	0.0415	0.0408	0.0411
October	0.0442	0.0409	0.0418
November	0.0518	0.0441	0.0488
December	0.0512	0.0487	0.0499