2020 LRD to TZS Historical Review

YEARLY HIGH

14.8728 TZS

YEARLY LOW

11.6034 TZS

YEARLY AVERAGE

12.1416 TZS

2020 LRD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 14.8728. Conversely, the yearly low was recorded on May 2, dropping to 11.6034.

This high-to-low spread represents a total annual volatility of 3.2694 TZS. From a start-to-finish perspective, comparing the January average rate of 12.0350 to the December average rate of 14.3827, the exchange rate registered a net change of 19.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 14.8728 was up 1.72% compared to the 2019 peak of 14.6218, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 74,364 TZS

2019 Average 62,604 TZS

Yearly Trough Low 58,017 TZS

Transaction Impact: A difference of 16,347.12 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14.6577

11.3575

JanuMarcMayJulySeptNove

LRD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.7335, compared to 12.5497 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8162 points.

H1 Avg (Jan–Jun) 11.7335

H2 Avg (Jul–Dec) 12.5497

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 2.2028 TZS (High: 14.8728 / Low: 12.6700). On the other end, July was the most stable month, with a tight range of 0.0433 TZS (High: 11.6725 / Low: 11.6292).

November Spread (Volatile) ±2.2028

July Spread (Stable) ±0.0433

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2871 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2871

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 14.0148) against the same month in 2019 (average: 11.4807), the exchange rate shifted by +2.5340 (+22.07%).

2020 Avg (November) 14.0148

2019 Avg (November) 11.4807

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.2866	11.8159	12.0350
February	11.8446	11.6297	11.7479
March	11.7215	11.6137	11.6538
April	11.7138	11.6184	11.6767
May	11.6733	11.6034	11.6551
June	11.6579	11.6135	11.6325
July	11.6725	11.6292	11.6436
August	11.6767	11.6103	11.6529
September	11.6816	11.6356	11.6523
October	12.6709	11.6529	11.9518
November	14.8728	12.6700	14.0148
December	14.7041	14.1173	14.3827