2020 LRD to ZAR Historical Review

YEARLY HIGH

0.0990 ZAR

YEARLY LOW

0.0739 ZAR

YEARLY AVERAGE

0.0861 ZAR

2020 LRD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 18, valuing the pair at 0.0990. Conversely, the yearly low was recorded on January 22, dropping to 0.0739.

This high-to-low spread represents a total annual volatility of 0.0251 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.0752 to the December average rate of 0.0922, the exchange rate registered a net change of 22.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0990 was up 6.89% compared to the 2019 peak of 0.0926, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 495 ZAR

2019 Average 391 ZAR

Yearly Trough Low 370 ZAR

Transaction Impact: A difference of 125.37 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0959

0.0734

JanuMarcMayJulySeptNove

LRD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0846, compared to 0.0875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.0846

H2 Avg (Jul–Dec) 0.0875

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0136 ZAR (High: 0.0909 / Low: 0.0773). On the other end, January was the most stable month, with a tight range of 0.0030 ZAR (High: 0.0770 / Low: 0.0739).

March Spread (Volatile) ±0.0136

January Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0055 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0937) against the same month in 2019 (average: 0.0737), the exchange rate shifted by +0.0200 (+27.11%).

2020 Avg (November) 0.0937

2019 Avg (November) 0.0737

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0770	0.0739	0.0752
February	0.0793	0.0754	0.0766
March	0.0909	0.0773	0.0844
April	0.0972	0.0911	0.0940
May	0.0955	0.0874	0.0915
June	0.0875	0.0831	0.0860
July	0.0861	0.0823	0.0841
August	0.0887	0.0832	0.0864
September	0.0862	0.0813	0.0840
October	0.0892	0.0829	0.0847
November	0.0990	0.0880	0.0937
December	0.0968	0.0893	0.0922