2020 LSL to GHS Historical Review

YEARLY HIGH

0.4076 GHS

YEARLY LOW

0.3020 GHS

YEARLY AVERAGE

0.3504 GHS

2020 LSL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LSL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.4076. Conversely, the yearly low was recorded on April 23, dropping to 0.3020.

This high-to-low spread represents a total annual volatility of 0.1056 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3938 to the December average rate of 0.3942, the exchange rate registered a net change of 0.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4076 was down 59.59% compared to the 2019 peak of 1.0085, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LSL based on timing:

Yearly Peak High 2,038 GHS

2019 Average 1,866 GHS

Yearly Trough Low 1,510 GHS

Transaction Impact: A difference of 527.95 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4024

0.3031

JanuMarcMayJulySeptNove

LSL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3427, compared to 0.3581 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0155 points.

H1 Avg (Jan–Jun) 0.3427

H2 Avg (Jul–Dec) 0.3581

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0354 GHS (High: 0.4076 / Low: 0.3721). On the other end, July was the most stable month, with a tight range of 0.0139 GHS (High: 0.3512 / Low: 0.3373).

January Spread (Volatile) ±0.0354

July Spread (Stable) ±0.0139

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0347 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0347

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.3938) against the same month in 2019 (average: 0.3530), the exchange rate shifted by +0.0408 (+11.56%).

2020 Avg (January) 0.3938

2019 Avg (January) 0.3530

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4076	0.3721	0.3938
February	0.3721	0.3505	0.3591
March	0.3537	0.3202	0.3359
April	0.3230	0.3020	0.3114
May	0.3319	0.3095	0.3181
June	0.3473	0.3287	0.3376
July	0.3512	0.3373	0.3448
August	0.3464	0.3254	0.3358
September	0.3566	0.3380	0.3457
October	0.3601	0.3457	0.3530
November	0.3851	0.3580	0.3754
December	0.4034	0.3818	0.3942