2016 LTL to HRK Historical Review

YEARLY HIGH

2.2944 HRK

YEARLY LOW

2.1688 HRK

YEARLY AVERAGE

2.2052 HRK

2016 LTL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the LTL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 22, valuing the pair at 2.2944. Conversely, the yearly low was recorded on August 17, dropping to 2.1688.

This high-to-low spread represents a total annual volatility of 0.1255 HRK. From a start-to-finish perspective, comparing the January average rate of 2.2655 to the December average rate of 2.1826, the exchange rate registered a net change of -3.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.2944 was down 7.40% compared to the 2015 peak of 2.4776, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 11,472 HRK

2015 Average 11,351 HRK

Yearly Trough Low 10,844 HRK

Transaction Impact: A difference of 627.67 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.2738

2.1744

JanuMarcMayJulySeptNove

LTL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2162, compared to 2.1943 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0219 points.

H1 Avg (Jan–Jun) 2.2162

H2 Avg (Jul–Dec) 2.1943

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0737 HRK (High: 2.2487 / Low: 2.1750). On the other end, July was the most stable month, with a tight range of 0.0207 HRK (High: 2.1996 / Low: 2.1789).

November Spread (Volatile) ±0.0737

July Spread (Stable) ±0.0207

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0281 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 2.2655) against the same month in 2015 (average: 2.2482), the exchange rate shifted by +0.0173 (+0.77%).

2016 Avg (January) 2.2655

2015 Avg (January) 2.2482

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2944	2.2507	2.2655
February	2.2626	2.2150	2.2415
March	2.2503	2.1831	2.2143
April	2.1972	2.1754	2.1863
May	2.2119	2.1694	2.1917
June	2.2241	2.1719	2.1980
July	2.1996	2.1789	2.1930
August	2.2031	2.1688	2.1858
September	2.2101	2.1787	2.1978
October	2.2286	2.1989	2.2083
November	2.2487	2.1750	2.1980
December	2.1938	2.1713	2.1826