2015 LTL to JMD Historical Review

YEARLY HIGH

40.0989 JMD

YEARLY LOW

37.2404 JMD

YEARLY AVERAGE

38.6429 JMD

2015 LTL to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LTL to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 40.0989. Conversely, the yearly low was recorded on July 20, dropping to 37.2404.

This high-to-low spread represents a total annual volatility of 2.8584 JMD. From a start-to-finish perspective, comparing the January average rate of 39.0944 to the December average rate of 38.5407, the exchange rate registered a net change of -1.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 40.0989 was down 9.66% compared to the 2014 peak of 44.3874, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 200,494 JMD

2014 Average 213,254 JMD

Yearly Trough Low 186,202 JMD

Transaction Impact: A difference of 14,292.10 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

39.3239

37.3861

JanuMarcMayJulySeptNove

LTL to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.8697, compared to 38.4162 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4535 points.

H1 Avg (Jan–Jun) 38.8697

H2 Avg (Jul–Dec) 38.4162

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 2.1471 JMD (High: 39.4428 / Low: 37.2957). On the other end, April was the most stable month, with a tight range of 0.2944 JMD (High: 39.2567 / Low: 38.9623).

June Spread (Volatile) ±2.1471

April Spread (Stable) ±0.2944

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.0478 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.0478

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 39.0944) against the same month in 2014 (average: 41.9738), the exchange rate shifted by -2.8794 (-6.86%).

2015 Avg (January) 39.0944

2014 Avg (January) 41.9738

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.0989	38.4498	39.0944
February	38.9630	38.6106	38.8065
March	39.3986	38.5241	39.1533
April	39.2567	38.9623	39.1024
May	39.6057	38.0885	38.9727
June	39.4428	37.2957	38.0887
July	37.7633	37.2404	37.5476
August	38.9839	37.3013	38.1701
September	39.2369	38.7055	38.9616
October	39.5456	38.6009	39.1624
November	38.6670	37.6662	38.1146
December	38.7546	37.6926	38.5407