2012 LTL to MGA Historical Review

YEARLY HIGH

871.0740 MGA

YEARLY LOW

756.2733 MGA

YEARLY AVERAGE

815.3928 MGA

2012 LTL to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LTL to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 871.0740. Conversely, the yearly low was recorded on June 1, dropping to 756.2733.

This high-to-low spread represents a total annual volatility of 114.8008 MGA. From a start-to-finish perspective, comparing the January average rate of 829.8341 to the December average rate of 858.1411, the exchange rate registered a net change of 3.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 871.0740 was up 1.69% compared to the 2011 peak of 856.5997, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 4,355,370 MGA

2011 Average 4,070,366 MGA

Yearly Trough Low 3,781,366 MGA

Transaction Impact: A difference of 574,003.77 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

866.5819

765.2934

JanuMarcMayJulySeptNove

LTL to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 805.4747, compared to 825.3108 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 19.8362 points.

H1 Avg (Jan–Jun) 805.4747

H2 Avg (Jul–Dec) 825.3108

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 43.6919 MGA (High: 803.8464 / Low: 760.1545). On the other end, October was the most stable month, with a tight range of 14.9903 MGA (High: 833.0723 / Low: 818.0820).

May Spread (Volatile) ±43.6919

October Spread (Stable) ±14.9903

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 27.8124 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -27.8124

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 858.1411) against the same month in 2011 (average: 816.4789), the exchange rate shifted by +41.6623 (+5.10%).

2012 Avg (December) 858.1411

2011 Avg (December) 816.4789

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	838.0092	820.0698	829.8341
February	847.3969	821.7000	831.7045
March	830.3789	809.7090	819.5449
April	815.3112	793.8289	801.5465
May	803.8464	760.1545	773.7341
June	796.2843	756.2733	776.4840
July	810.3471	791.2369	801.8568
August	817.9568	800.1824	807.6874
September	838.8741	816.3076	826.2977
October	833.0723	818.0820	825.7547
November	846.9442	820.0465	832.1273
December	871.0740	845.4183	858.1411