2014 LTL to PLN Historical Review

YEARLY HIGH

1.2670 PLN

YEARLY LOW

1.1862 PLN

YEARLY AVERAGE

1.2122 PLN

2014 LTL to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LTL to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 1.2670. Conversely, the yearly low was recorded on June 8, dropping to 1.1862.

This high-to-low spread represents a total annual volatility of 0.0807 PLN. From a start-to-finish perspective, comparing the January average rate of 1.2091 to the December average rate of 1.2261, the exchange rate registered a net change of 1.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.2670 was up 0.62% compared to the 2013 peak of 1.2592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 6,335 PLN

2013 Average 6,075 PLN

Yearly Trough Low 5,931 PLN

Transaction Impact: A difference of 403.71 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.2289

1.1950

JanuMarcMayJulySeptNove

LTL to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2090, compared to 1.2154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0064 points.

H1 Avg (Jan–Jun) 1.2090

H2 Avg (Jul–Dec) 1.2154

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0629 PLN (High: 1.2670 / Low: 1.2040). On the other end, September was the most stable month, with a tight range of 0.0102 PLN (High: 1.2195 / Low: 1.2094).

December Spread (Volatile) ±0.0629

September Spread (Stable) ±0.0102

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0125 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.2261) against the same month in 2013 (average: 1.2082), the exchange rate shifted by +0.0179 (+1.48%).

2014 Avg (December) 1.2261

2013 Avg (December) 1.2082

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2301	1.2004	1.2091
February	1.2320	1.2003	1.2092
March	1.2269	1.2050	1.2160
April	1.2196	1.2056	1.2116
May	1.2176	1.1998	1.2104
June	1.2075	1.1862	1.1979
July	1.2087	1.1957	1.2006
August	1.2214	1.2092	1.2149
September	1.2195	1.2094	1.2133
October	1.2244	1.2081	1.2177
November	1.2273	1.2095	1.2201
December	1.2670	1.2040	1.2261