2014 LTL to SAR Historical Review

YEARLY HIGH

1.5124 SAR

YEARLY LOW

1.3172 SAR

YEARLY AVERAGE

1.4435 SAR

2014 LTL to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LTL to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 1.5124. Conversely, the yearly low was recorded on December 31, dropping to 1.3172.

This high-to-low spread represents a total annual volatility of 0.1952 SAR. From a start-to-finish perspective, comparing the January average rate of 1.4796 to the December average rate of 1.3382, the exchange rate registered a net change of -9.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.5124 was up 0.86% compared to the 2013 peak of 1.4995, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 7,562 SAR

2013 Average 7,214 SAR

Yearly Trough Low 6,586 SAR

Transaction Impact: A difference of 975.77 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.5181

1.3218

JanuMarcMayJulySeptNove

LTL to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4890, compared to 1.3980 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0910 points.

H1 Avg (Jan–Jun) 1.4890

H2 Avg (Jul–Dec) 1.3980

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0545 SAR (High: 1.4279 / Low: 1.3734). On the other end, June was the most stable month, with a tight range of 0.0159 SAR (High: 1.4863 / Low: 1.4704).

September Spread (Volatile) ±0.0545

June Spread (Stable) ±0.0159

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0465 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0465

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 1.5018) against the same month in 2013 (average: 1.4083), the exchange rate shifted by +0.0935 (+6.64%).

2014 Avg (March) 1.5018

2013 Avg (March) 1.4083

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4948	1.4676	1.4796
February	1.4970	1.4651	1.4835
March	1.5124	1.4922	1.5018
April	1.5078	1.4885	1.4999
May	1.5120	1.4774	1.4918
June	1.4863	1.4704	1.4774
July	1.4855	1.4544	1.4711
August	1.4580	1.4267	1.4467
September	1.4279	1.3734	1.4002
October	1.3892	1.3596	1.3766
November	1.3647	1.3477	1.3555
December	1.3587	1.3172	1.3382