2014 LTL to SBD Historical Review

YEARLY HIGH

2.9482 SBD

YEARLY LOW

2.6534 SBD

YEARLY AVERAGE

2.8125 SBD

2014 LTL to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LTL to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 8, valuing the pair at 2.9482. Conversely, the yearly low was recorded on December 29, dropping to 2.6534.

This high-to-low spread represents a total annual volatility of 0.2948 SBD. From a start-to-finish perspective, comparing the January average rate of 2.8457 to the December average rate of 2.6975, the exchange rate registered a net change of -5.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.9482 was up 2.04% compared to the 2013 peak of 2.8893, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 14,741 SBD

2013 Average 13,761 SBD

Yearly Trough Low 13,267 SBD

Transaction Impact: A difference of 1,473.92 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.9326

2.6654

JanuMarcMayJulySeptNove

LTL to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8837, compared to 2.7413 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1423 points.

H1 Avg (Jan–Jun) 2.8837

H2 Avg (Jul–Dec) 2.7413

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0879 SBD (High: 2.7413 / Low: 2.6534). On the other end, November was the most stable month, with a tight range of 0.0346 SBD (High: 2.7042 / Low: 2.6696).

December Spread (Volatile) ±0.0879

November Spread (Stable) ±0.0346

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0658 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0658

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 2.9061) against the same month in 2013 (average: 2.7128), the exchange rate shifted by +0.1933 (+7.12%).

2014 Avg (May) 2.9061

2013 Avg (May) 2.7128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8681	2.8266	2.8457
February	2.9020	2.8391	2.8738
March	2.9333	2.8902	2.9103
April	2.9267	2.8831	2.9095
May	2.9482	2.8748	2.9061
June	2.8818	2.8317	2.8566
July	2.8691	2.8081	2.8382
August	2.8180	2.7467	2.7902
September	2.7649	2.6917	2.7245
October	2.7408	2.6760	2.7100
November	2.7042	2.6696	2.6877
December	2.7413	2.6534	2.6975