YEARLY HIGH
4.4334 GHS
YEARLY LOW
3.7538 GHS
YEARLY AVERAGE
4.1345 GHS

2020 LYD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LYD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 4.4334. Conversely, the yearly low was recorded on February 23, dropping to 3.7538.

This high-to-low spread represents a total annual volatility of 0.6796 GHS. From a start-to-finish perspective, comparing the January average rate of 4.0383 to the December average rate of 4.3638, the exchange rate registered a net change of 8.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.4334 was down 57.44% compared to the 2019 peak of 10.4170, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LYD based on timing:

Yearly Peak High 22,167 GHS
2019 Average 19,265 GHS
Yearly Trough Low 18,769 GHS
Transaction Impact: A difference of 3,398.13 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.4181
3.7661
JanuMarcMayJulySeptNove

LYD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0196, compared to 4.2494 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2298 points.

H1 Avg (Jan–Jun) 4.0196
H2 Avg (Jul–Dec) 4.2494

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2654 GHS (High: 4.0935 / Low: 3.8281). On the other end, May was the most stable month, with a tight range of 0.0471 GHS (High: 4.0984 / Low: 4.0513).

March Spread (Volatile) ±0.2654
May Spread (Stable) ±0.0471

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2178 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.2178

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.3638) against the same month in 2019 (average: 4.0627), the exchange rate shifted by +0.3011 (+7.41%).

2020 Avg (December) 4.3638
2019 Avg (December) 4.0627

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0872 3.9146 4.0383
February 3.9146 3.7538 3.8205
March 4.0935 3.8281 3.9743
April 4.1292 4.0305 4.0848
May 4.0984 4.0513 4.0734
June 4.1541 4.0753 4.1264
July 4.1878 4.1233 4.1506
August 4.2329 4.1775 4.2110
September 4.2574 4.2073 4.2305
October 4.2859 4.2145 4.2498
November 4.3296 4.2478 4.2906
December 4.4334 4.3259 4.3638