2020 MAD to BBD Historical Review

YEARLY HIGH

0.2251 BBD

YEARLY LOW

0.1942 BBD

YEARLY AVERAGE

0.2109 BBD

2020 MAD to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.2251. Conversely, the yearly low was recorded on April 6, dropping to 0.1942.

This high-to-low spread represents a total annual volatility of 0.0309 BBD. From a start-to-finish perspective, comparing the January average rate of 0.2082 to the December average rate of 0.2227, the exchange rate registered a net change of 6.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2251 was up 6.28% compared to the 2019 peak of 0.2118, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,125 BBD

2019 Average 1,040 BBD

Yearly Trough Low 971 BBD

Transaction Impact: A difference of 154.70 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2252

0.1949

JanuMarcMayJulySeptNove

MAD to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2048, compared to 0.2170 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0122 points.

H1 Avg (Jan–Jun) 0.2048

H2 Avg (Jul–Dec) 0.2170

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0143 BBD (High: 0.2122 / Low: 0.1979). On the other end, January was the most stable month, with a tight range of 0.0017 BBD (High: 0.2090 / Low: 0.2073).

March Spread (Volatile) ±0.0143

January Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0092 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0092

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.2227) against the same month in 2019 (average: 0.2079), the exchange rate shifted by +0.0148 (+7.13%).

2020 Avg (December) 0.2227

2019 Avg (December) 0.2079

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2090	0.2073	0.2082
February	0.2084	0.2053	0.2067
March	0.2122	0.1979	0.2066
April	0.2023	0.1942	0.1974
May	0.2044	0.2018	0.2031
June	0.2078	0.2045	0.2066
July	0.2146	0.2058	0.2094
August	0.2186	0.2139	0.2166
September	0.2194	0.2152	0.2169
October	0.2186	0.2160	0.2172
November	0.2206	0.2164	0.2190
December	0.2251	0.2149	0.2227