YEARLY HIGH
9.5456 BDT
YEARLY LOW
8.2452 BDT
YEARLY AVERAGE
8.9453 BDT

2020 MAD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 9.5456. Conversely, the yearly low was recorded on April 5, dropping to 8.2452.

This high-to-low spread represents a total annual volatility of 1.3004 BDT. From a start-to-finish perspective, comparing the January average rate of 8.8306 to the December average rate of 9.4410, the exchange rate registered a net change of 6.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.5456 was up 7.22% compared to the 2019 peak of 8.9030, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 47,728 BDT
2019 Average 43,887 BDT
Yearly Trough Low 41,226 BDT
Transaction Impact: A difference of 6,502.22 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.5472
8.2724
JanuMarcMayJulySeptNove

MAD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.6909, compared to 9.1997 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5088 points.

H1 Avg (Jan–Jun) 8.6909
H2 Avg (Jul–Dec) 9.1997

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5867 BDT (High: 9.0077 / Low: 8.4210). On the other end, January was the most stable month, with a tight range of 0.0893 BDT (High: 8.8755 / Low: 8.7861).

March Spread (Volatile) ±0.5867
January Spread (Stable) ±0.0893

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3839 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.3839

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 9.4410) against the same month in 2019 (average: 8.8214), the exchange rate shifted by +0.6196 (+7.02%).

2020 Avg (December) 9.4410
2019 Avg (December) 8.8214

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.8755 8.7861 8.8306
February 8.8379 8.7209 8.7761
March 9.0077 8.4210 8.7625
April 8.5940 8.2452 8.3786
May 8.6822 8.5675 8.6251
June 8.8177 8.6836 8.7726
July 9.1017 8.7375 8.8809
August 9.2611 9.0602 9.1869
September 9.2975 9.1226 9.1958
October 9.2709 9.1536 9.2095
November 9.3539 9.1747 9.2844
December 9.5456 9.1145 9.4410