2025 MAD to BGN Historical Review

YEARLY HIGH

0.1899 BGN

YEARLY LOW

0.1810 BGN

YEARLY AVERAGE

0.1855 BGN

2025 MAD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.1899. Conversely, the yearly low was recorded on December 12, dropping to 0.1810.

This high-to-low spread represents a total annual volatility of 0.0089 BGN. From a start-to-finish perspective, comparing the January average rate of 0.1881 to the December average rate of 0.1819, the exchange rate registered a net change of -3.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1899 was up 0.77% compared to the 2024 peak of 0.1885, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 950 BGN

2024 Average 910 BGN

Yearly Trough Low 905 BGN

Transaction Impact: A difference of 44.42 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1887

0.1813

JanuMarcMayJulySeptNove

MAD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1870, compared to 0.1839 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.1870

H2 Avg (Jul–Dec) 0.1839

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0047 BGN (High: 0.1894 / Low: 0.1847). On the other end, December was the most stable month, with a tight range of 0.0017 BGN (High: 0.1827 / Low: 0.1810).

March Spread (Volatile) ±0.0047

December Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0014 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.1881) against the same month in 2024 (average: 0.1802), the exchange rate shifted by +0.0080 (+4.42%).

2025 Avg (January) 0.1881

2024 Avg (January) 0.1802

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1899	0.1865	0.1881
February	0.1892	0.1869	0.1878
March	0.1894	0.1847	0.1867
April	0.1881	0.1845	0.1862
May	0.1887	0.1857	0.1873
June	0.1876	0.1842	0.1859
July	0.1883	0.1846	0.1857
August	0.1874	0.1845	0.1859
September	0.1859	0.1833	0.1844
October	0.1846	0.1818	0.1831
November	0.1837	0.1815	0.1825
December	0.1827	0.1810	0.1819