2021 MAD to BMD Historical Review

YEARLY HIGH

0.1137 BMD

YEARLY LOW

0.1072 BMD

YEARLY AVERAGE

0.1113 BMD

2021 MAD to BMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to BMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 0.1137. Conversely, the yearly low was recorded on December 18, dropping to 0.1072.

This high-to-low spread represents a total annual volatility of 0.0065 BMD. From a start-to-finish perspective, comparing the January average rate of 0.1123 to the December average rate of 0.1080, the exchange rate registered a net change of -3.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1137 was up 1.02% compared to the 2020 peak of 0.1125, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 569 BMD

2020 Average 527 BMD

Yearly Trough Low 536 BMD

Transaction Impact: A difference of 32.36 BMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1134

0.1076

JanuMarcMayJulySeptNove

MAD to BMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1121, compared to 0.1104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.1121

H2 Avg (Jul–Dec) 0.1104

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0024 BMD (High: 0.1104 / Low: 0.1080). On the other end, October was the most stable month, with a tight range of 0.0006 BMD (High: 0.1108 / Low: 0.1102).

November Spread (Volatile) ±0.0024

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.1129) against the same month in 2020 (average: 0.1015), the exchange rate shifted by +0.0114 (+11.25%).

2021 Avg (May) 0.1129

2020 Avg (May) 0.1015

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1136	0.1115	0.1123
February	0.1125	0.1110	0.1118
March	0.1119	0.1102	0.1110
April	0.1126	0.1104	0.1117
May	0.1137	0.1115	0.1129
June	0.1135	0.1121	0.1128
July	0.1122	0.1115	0.1118
August	0.1124	0.1110	0.1115
September	0.1121	0.1103	0.1115
October	0.1108	0.1102	0.1104
November	0.1104	0.1080	0.1092
December	0.1086	0.1072	0.1080