2020 MAD to BZD Historical Review

YEARLY HIGH

0.2268 BZD

YEARLY LOW

0.1944 BZD

YEARLY AVERAGE

0.2124 BZD

2020 MAD to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.2268. Conversely, the yearly low was recorded on April 13, dropping to 0.1944.

This high-to-low spread represents a total annual volatility of 0.0324 BZD. From a start-to-finish perspective, comparing the January average rate of 0.2098 to the December average rate of 0.2244, the exchange rate registered a net change of 6.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2268 was up 6.22% compared to the 2019 peak of 0.2135, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,134 BZD

2019 Average 1,048 BZD

Yearly Trough Low 972 BZD

Transaction Impact: A difference of 161.98 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2270

0.1960

JanuMarcMayJulySeptNove

MAD to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2062, compared to 0.2186 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0124 points.

H1 Avg (Jan–Jun) 0.2062

H2 Avg (Jul–Dec) 0.2186

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0136 BZD (High: 0.2134 / Low: 0.1998). On the other end, January was the most stable month, with a tight range of 0.0018 BZD (High: 0.2107 / Low: 0.2089).

March Spread (Volatile) ±0.0136

January Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0093 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.2244) against the same month in 2019 (average: 0.2095), the exchange rate shifted by +0.0150 (+7.16%).

2020 Avg (December) 0.2244

2019 Avg (December) 0.2095

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2107	0.2089	0.2098
February	0.2100	0.2069	0.2083
March	0.2134	0.1998	0.2079
April	0.2039	0.1944	0.1986
May	0.2059	0.2033	0.2046
June	0.2095	0.2061	0.2082
July	0.2158	0.2076	0.2110
August	0.2201	0.2152	0.2181
September	0.2210	0.2169	0.2186
October	0.2203	0.2176	0.2189
November	0.2224	0.2181	0.2207
December	0.2268	0.2167	0.2244