2020 MAD to CNY Historical Review

YEARLY HIGH

0.7556 CNY

YEARLY LOW

0.6871 CNY

YEARLY AVERAGE

0.7271 CNY

2020 MAD to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 0.7556. Conversely, the yearly low was recorded on April 7, dropping to 0.6871.

This high-to-low spread represents a total annual volatility of 0.0685 CNY. From a start-to-finish perspective, comparing the January average rate of 0.7207 to the December average rate of 0.7282, the exchange rate registered a net change of 1.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7556 was up 0.97% compared to the 2019 peak of 0.7484, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 3,778 CNY

2019 Average 3,593 CNY

Yearly Trough Low 3,436 CNY

Transaction Impact: A difference of 342.35 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7559

0.6926

JanuMarcMayJulySeptNove

MAD to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7200, compared to 0.7342 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0141 points.

H1 Avg (Jan–Jun) 0.7200

H2 Avg (Jul–Dec) 0.7342

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0362 CNY (High: 0.7371 / Low: 0.7008). On the other end, November was the most stable month, with a tight range of 0.0072 CNY (High: 0.7256 / Low: 0.7184).

March Spread (Volatile) ±0.0362

November Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0279 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0279

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.7506) against the same month in 2019 (average: 0.7364), the exchange rate shifted by +0.0142 (+1.93%).

2020 Avg (August) 0.7506

2019 Avg (August) 0.7364

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7282	0.7140	0.7207
February	0.7306	0.7179	0.7230
March	0.7371	0.7008	0.7258
April	0.7145	0.6871	0.6979
May	0.7295	0.7125	0.7212
June	0.7368	0.7274	0.7316
July	0.7503	0.7252	0.7341
August	0.7556	0.7464	0.7506
September	0.7489	0.7309	0.7389
October	0.7348	0.7247	0.7303
November	0.7256	0.7184	0.7230
December	0.7357	0.7040	0.7282