2020 MAD to GTQ Historical Review

YEARLY HIGH

0.8777 GTQ

YEARLY LOW

0.7488 GTQ

YEARLY AVERAGE

0.8143 GTQ

2020 MAD to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.8777. Conversely, the yearly low was recorded on April 6, dropping to 0.7488.

This high-to-low spread represents a total annual volatility of 0.1288 GTQ. From a start-to-finish perspective, comparing the January average rate of 0.8013 to the December average rate of 0.8690, the exchange rate registered a net change of 8.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8777 was up 7.25% compared to the 2019 peak of 0.8183, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,388 GTQ

2019 Average 4,003 GTQ

Yearly Trough Low 3,744 GTQ

Transaction Impact: A difference of 644.07 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8798

0.7500

JanuMarcMayJulySeptNove

MAD to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7871, compared to 0.8415 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0543 points.

H1 Avg (Jan–Jun) 0.7871

H2 Avg (Jul–Dec) 0.8415

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0509 GTQ (High: 0.8144 / Low: 0.7636). On the other end, May was the most stable month, with a tight range of 0.0081 GTQ (High: 0.7857 / Low: 0.7776).

March Spread (Volatile) ±0.0509

May Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0336 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0336

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.8690) against the same month in 2019 (average: 0.7992), the exchange rate shifted by +0.0699 (+8.74%).

2020 Avg (December) 0.8690

2019 Avg (December) 0.7992

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8058	0.7944	0.8013
February	0.7987	0.7833	0.7899
March	0.8144	0.7636	0.7944
April	0.7808	0.7488	0.7608
May	0.7857	0.7776	0.7815
June	0.8010	0.7863	0.7949
July	0.8274	0.7928	0.8060
August	0.8431	0.8238	0.8343
September	0.8474	0.8368	0.8411
October	0.8504	0.8401	0.8452
November	0.8621	0.8435	0.8530
December	0.8777	0.8387	0.8690