2025 MAD to ILS Historical Review

YEARLY HIGH

0.4019 ILS

YEARLY LOW

0.3444 ILS

YEARLY AVERAGE

0.3693 ILS

2025 MAD to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.4019. Conversely, the yearly low was recorded on November 12, dropping to 0.3444.

This high-to-low spread represents a total annual volatility of 0.0575 ILS. From a start-to-finish perspective, comparing the January average rate of 0.3600 to the December average rate of 0.3502, the exchange rate registered a net change of -2.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4019 was up 2.88% compared to the 2024 peak of 0.3906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,010 ILS

2024 Average 1,862 ILS

Yearly Trough Low 1,722 ILS

Transaction Impact: A difference of 287.69 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3993

0.3457

JanuMarcMayJulySeptNove

MAD to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3758, compared to 0.3628 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0130 points.

H1 Avg (Jan–Jun) 0.3758

H2 Avg (Jul–Dec) 0.3628

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0275 ILS (High: 0.3881 / Low: 0.3605). On the other end, December was the most stable month, with a tight range of 0.0045 ILS (High: 0.3528 / Low: 0.3483).

March Spread (Volatile) ±0.0275

December Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0118 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0118

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.3948) against the same month in 2024 (average: 0.3724), the exchange rate shifted by +0.0224 (+6.02%).

2025 Avg (April) 0.3948

2024 Avg (April) 0.3724

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3666	0.3536	0.3600
February	0.3613	0.3506	0.3566
March	0.3881	0.3605	0.3771
April	0.4019	0.3836	0.3948
May	0.3927	0.3782	0.3849
June	0.3946	0.3736	0.3816
July	0.3769	0.3687	0.3718
August	0.3798	0.3672	0.3755
September	0.3747	0.3633	0.3699
October	0.3650	0.3514	0.3582
November	0.3552	0.3444	0.3513
December	0.3528	0.3483	0.3502