YEARLY HIGH
8.2844 INR
YEARLY LOW
7.3339 INR
YEARLY AVERAGE
7.8138 INR

2020 MAD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 8.2844. Conversely, the yearly low was recorded on February 13, dropping to 7.3339.

This high-to-low spread represents a total annual volatility of 0.9505 INR. From a start-to-finish perspective, comparing the January average rate of 7.4179 to the December average rate of 8.2013, the exchange rate registered a net change of 10.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 8.2844 was up 9.37% compared to the 2019 peak of 7.5745, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 41,422 INR
2019 Average 36,611 INR
Yearly Trough Low 36,670 INR
Transaction Impact: A difference of 4,752.43 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

8.2816
7.3179
JanuMarcMayJulySeptNove

MAD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.5920, compared to 8.0356 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4436 points.

H1 Avg (Jan–Jun) 7.5920
H2 Avg (Jul–Dec) 8.0356

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4432 INR (High: 7.8980 / Low: 7.4549). On the other end, May was the most stable month, with a tight range of 0.0741 INR (High: 7.7197 / Low: 7.6456).

March Spread (Volatile) ±0.4432
May Spread (Stable) ±0.0741

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1752 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1752

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 8.2013) against the same month in 2019 (average: 7.3969), the exchange rate shifted by +0.8044 (+10.87%).

2020 Avg (December) 8.2013
2019 Avg (December) 7.3969

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.5038 7.3812 7.4179
February 7.5202 7.3339 7.3982
March 7.8980 7.4549 7.6986
April 7.6871 7.3756 7.5234
May 7.7197 7.6456 7.6868
June 7.9153 7.7077 7.8274
July 8.0397 7.7007 7.8437
August 8.1819 7.9830 8.0777
September 8.0279 7.9307 7.9729
October 8.0812 7.8951 7.9906
November 8.1812 8.0548 8.1275
December 8.2844 7.9150 8.2013