YEARLY HIGH
164.3555 IQD
YEARLY LOW
115.5730 IQD
YEARLY AVERAGE
126.2839 IQD

2020 MAD to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 164.3555. Conversely, the yearly low was recorded on April 6, dropping to 115.5730.

This high-to-low spread represents a total annual volatility of 48.7825 IQD. From a start-to-finish perspective, comparing the January average rate of 124.0721 to the December average rate of 140.4866, the exchange rate registered a net change of 13.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 164.3555 was up 30.03% compared to the 2019 peak of 126.3992, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 821,778 IQD
2019 Average 619,446 IQD
Yearly Trough Low 577,865 IQD
Transaction Impact: A difference of 243,912.75 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

142.7801
115.2579
JanuMarcMayJulySeptNove

MAD to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 121.9549, compared to 130.6128 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.6579 points.

H1 Avg (Jan–Jun) 121.9549
H2 Avg (Jul–Dec) 130.6128

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 36.2094 IQD (High: 164.3555 / Low: 128.1461). On the other end, January was the most stable month, with a tight range of 1.4793 IQD (High: 124.8082 / Low: 123.3288).

December Spread (Volatile) ±36.2094
January Spread (Stable) ±1.4793

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 5.5081 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -5.5081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 140.4866) against the same month in 2019 (average: 123.8253), the exchange rate shifted by +16.6613 (+13.46%).

2020 Avg (December) 140.4866
2019 Avg (December) 123.8253

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 124.8082 123.3288 124.0721
February 124.1946 122.4082 123.1453
March 126.3219 117.7082 123.0596
April 120.3854 115.5730 117.5514
May 121.8371 120.0061 120.8578
June 123.8805 121.8996 123.0431
July 127.6824 122.7498 124.7991
August 130.3776 127.4526 129.2306
September 130.8754 128.0672 129.2429
October 130.2417 128.6085 129.4469
November 131.3247 128.9721 130.4708
December 164.3555 128.1461 140.4866