YEARLY HIGH
15.3146 ISK
YEARLY LOW
12.5907 ISK
YEARLY AVERAGE
14.2619 ISK

2020 MAD to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 1, valuing the pair at 15.3146. Conversely, the yearly low was recorded on January 1, dropping to 12.5907.

This high-to-low spread represents a total annual volatility of 2.7239 ISK. From a start-to-finish perspective, comparing the January average rate of 12.8518 to the December average rate of 14.1827, the exchange rate registered a net change of 10.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 15.3146 was up 15.88% compared to the 2019 peak of 13.2162, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 76,573 ISK
2019 Average 63,733 ISK
Yearly Trough Low 62,953 ISK
Transaction Impact: A difference of 13,619.49 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

15.3257
12.6269
JanuMarcMayJulySeptNove

MAD to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.7793, compared to 14.7446 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9653 points.

H1 Avg (Jan–Jun) 13.7793
H2 Avg (Jul–Dec) 14.7446

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3421 ISK (High: 14.5424 / Low: 13.2003). On the other end, January was the most stable month, with a tight range of 0.3655 ISK (High: 12.9561 / Low: 12.5907).

March Spread (Volatile) ±1.3421
January Spread (Stable) ±0.3655

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.7691 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.7691

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 14.9518) against the same month in 2019 (average: 12.7996), the exchange rate shifted by +2.1522 (+16.81%).

2020 Avg (November) 14.9518
2019 Avg (November) 12.7996

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.9561 12.5907 12.8518
February 13.2290 12.8010 13.0749
March 14.5424 13.2003 13.9147
April 14.8208 13.9019 14.2555
May 14.8958 13.8369 14.5559
June 14.4574 13.6145 14.0230
July 14.6633 14.2501 14.4849
August 15.0271 14.5034 14.8055
September 15.2839 14.6756 14.9417
October 15.3063 14.9002 15.1008
November 15.3146 14.6417 14.9518
December 14.4422 13.7093 14.1827