2012 MAD to KES Historical Review

YEARLY HIGH

10.2174 KES

YEARLY LOW

9.2933 KES

YEARLY AVERAGE

9.7864 KES

2012 MAD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 10.2174. Conversely, the yearly low was recorded on July 24, dropping to 9.2933.

This high-to-low spread represents a total annual volatility of 0.9241 KES. From a start-to-finish perspective, comparing the January average rate of 9.9956 to the December average rate of 10.1224, the exchange rate registered a net change of 1.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 10.2174 was down 20.76% compared to the 2011 peak of 12.8943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 51,087 KES

2011 Average 54,865 KES

Yearly Trough Low 46,467 KES

Transaction Impact: A difference of 4,620.37 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

10.1943

9.3313

JanuMarcMayJulySeptNove

MAD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.8024, compared to 9.7705 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0319 points.

H1 Avg (Jan–Jun) 9.8024

H2 Avg (Jul–Dec) 9.7705

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.3821 KES (High: 9.9593 / Low: 9.5773). On the other end, October was the most stable month, with a tight range of 0.1685 KES (High: 10.0242 / Low: 9.8558).

September Spread (Volatile) ±0.3821

October Spread (Stable) ±0.1685

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2137 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2137

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 10.1224) against the same month in 2011 (average: 10.2166), the exchange rate shifted by -0.0942 (-0.92%).

2012 Avg (December) 10.1224

2011 Avg (December) 10.2166

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.0982	9.8767	9.9956
February	9.9479	9.7047	9.8474
March	9.9146	9.6111	9.8097
April	9.9021	9.7299	9.8136
May	9.8532	9.6550	9.7312
June	9.7410	9.4879	9.6169
July	9.6310	9.2933	9.4032
August	9.6056	9.3681	9.4561
September	9.9593	9.5773	9.8095
October	10.0242	9.8558	9.9349
November	10.0269	9.7974	9.8966
December	10.2174	10.0080	10.1224