2020 MAD to KWD Historical Review

YEARLY HIGH

0.0342 KWD

YEARLY LOW

0.0302 KWD

YEARLY AVERAGE

0.0323 KWD

2020 MAD to KWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to KWD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.0342. Conversely, the yearly low was recorded on April 5, dropping to 0.0302.

This high-to-low spread represents a total annual volatility of 0.0040 KWD. From a start-to-finish perspective, comparing the January average rate of 0.0316 to the December average rate of 0.0339, the exchange rate registered a net change of 7.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0342 was up 6.72% compared to the 2019 peak of 0.0321, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 171 KWD

2019 Average 158 KWD

Yearly Trough Low 151 KWD

Transaction Impact: A difference of 20.10 KWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0343

0.0304

JanuMarcMayJulySeptNove

MAD to KWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0315, compared to 0.0332 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0315

H2 Avg (Jul–Dec) 0.0332

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0014 KWD (High: 0.0342 / Low: 0.0328). On the other end, January was the most stable month, with a tight range of 0.0003 KWD (High: 0.0317 / Low: 0.0315).

December Spread (Volatile) ±0.0014

January Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0012 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0339) against the same month in 2019 (average: 0.0316), the exchange rate shifted by +0.0024 (+7.58%).

2020 Avg (December) 0.0339

2019 Avg (December) 0.0316

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0317	0.0315	0.0316
February	0.0319	0.0313	0.0315
March	0.0324	0.0310	0.0319
April	0.0314	0.0302	0.0307
May	0.0315	0.0312	0.0314
June	0.0320	0.0315	0.0318
July	0.0328	0.0317	0.0322
August	0.0334	0.0327	0.0331
September	0.0335	0.0330	0.0332
October	0.0334	0.0331	0.0332
November	0.0337	0.0331	0.0335
December	0.0342	0.0328	0.0339