2020 MAD to KZT Historical Review

YEARLY HIGH

47.4007 KZT

YEARLY LOW

38.6050 KZT

YEARLY AVERAGE

43.6587 KZT

2020 MAD to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 47.4007. Conversely, the yearly low was recorded on February 20, dropping to 38.6050.

This high-to-low spread represents a total annual volatility of 8.7957 KZT. From a start-to-finish perspective, comparing the January average rate of 39.4744 to the December average rate of 46.8664, the exchange rate registered a net change of 18.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 47.4007 was up 16.40% compared to the 2019 peak of 40.7235, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 237,003 KZT

2019 Average 199,177 KZT

Yearly Trough Low 193,025 KZT

Transaction Impact: A difference of 43,978.25 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

47.7526

38.2675

JanuMarcMayJulySeptNove

MAD to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.4342, compared to 45.8832 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.4490 points.

H1 Avg (Jan–Jun) 41.4342

H2 Avg (Jul–Dec) 45.8832

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.0407 KZT (High: 46.4728 / Low: 39.4321). On the other end, October was the most stable month, with a tight range of 0.5749 KZT (High: 46.9416 / Low: 46.3667).

March Spread (Volatile) ±7.0407

October Spread (Stable) ±0.5749

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.9257 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.9257

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 46.9622) against the same month in 2019 (average: 40.1824), the exchange rate shifted by +6.7798 (+16.87%).

2020 Avg (November) 46.9622

2019 Avg (November) 40.1824

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.0331	39.1534	39.4744
February	39.6287	38.6050	39.0580
March	46.4728	39.4321	43.2034
April	44.2462	41.7142	42.7565
May	43.2871	41.8612	42.5193
June	42.1800	41.0555	41.5936
July	45.2757	41.8785	43.2341
August	45.8959	45.1123	45.4867
September	46.8214	45.5721	46.0793
October	46.9416	46.3667	46.6702
November	47.4007	46.5147	46.9622
December	47.3873	45.0421	46.8664