2020 MAD to MYR Historical Review

YEARLY HIGH

0.4566 MYR

YEARLY LOW

0.4215 MYR

YEARLY AVERAGE

0.4427 MYR

2020 MAD to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 0.4566. Conversely, the yearly low was recorded on January 25, dropping to 0.4215.

This high-to-low spread represents a total annual volatility of 0.0351 MYR. From a start-to-finish perspective, comparing the January average rate of 0.4245 to the December average rate of 0.4516, the exchange rate registered a net change of 6.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4566 was up 3.31% compared to the 2019 peak of 0.4420, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,283 MYR

2019 Average 2,154 MYR

Yearly Trough Low 2,108 MYR

Transaction Impact: A difference of 175.58 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4566

0.4215

JanuMarcMayJulySeptNove

MAD to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4349, compared to 0.4505 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0156 points.

H1 Avg (Jan–Jun) 0.4349

H2 Avg (Jul–Dec) 0.4505

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0254 MYR (High: 0.4522 / Low: 0.4267). On the other end, August was the most stable month, with a tight range of 0.0058 MYR (High: 0.4566 / Low: 0.4508).

March Spread (Volatile) ±0.0254

August Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0144 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.4536) against the same month in 2019 (average: 0.4367), the exchange rate shifted by +0.0169 (+3.87%).

2020 Avg (August) 0.4536

2019 Avg (August) 0.4367

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4283	0.4215	0.4245
February	0.4390	0.4262	0.4298
March	0.4522	0.4267	0.4437
April	0.4400	0.4216	0.4293
May	0.4441	0.4341	0.4405
June	0.4444	0.4386	0.4415
July	0.4549	0.4411	0.4466
August	0.4566	0.4508	0.4536
September	0.4549	0.4455	0.4499
October	0.4547	0.4483	0.4509
November	0.4530	0.4471	0.4501
December	0.4555	0.4356	0.4516