YEARLY HIGH
2.0971 NAD
YEARLY LOW
1.8153 NAD
YEARLY AVERAGE
1.9147 NAD

2025 MAD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 2.0971. Conversely, the yearly low was recorded on December 31, dropping to 1.8153.

This high-to-low spread represents a total annual volatility of 0.2818 NAD. From a start-to-finish perspective, comparing the January average rate of 1.8663 to the December average rate of 1.8331, the exchange rate registered a net change of -1.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.0971 was up 8.21% compared to the 2024 peak of 1.9380, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 10,486 NAD
2024 Average 9,219 NAD
Yearly Trough Low 9,077 NAD
Transaction Impact: A difference of 1,409.04 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.0399
1.8143
JanuMarcMayJulySeptNove

MAD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9237, compared to 1.9057 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0180 points.

H1 Avg (Jan–Jun) 1.9237
H2 Avg (Jul–Dec) 1.9057

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1907 NAD (High: 2.0971 / Low: 1.9064). On the other end, February was the most stable month, with a tight range of 0.0248 NAD (High: 1.8595 / Low: 1.8347).

April Spread (Volatile) ±0.1907
February Spread (Stable) ±0.0248

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0525 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0525

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 2.0211) against the same month in 2024 (average: 1.8712), the exchange rate shifted by +0.1498 (+8.01%).

2025 Avg (April) 2.0211
2024 Avg (April) 1.8712

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8989 1.8399 1.8663
February 1.8595 1.8347 1.8490
March 1.9067 1.8482 1.8816
April 2.0971 1.9064 2.0211
May 2.0161 1.9292 1.9685
June 1.9781 1.9292 1.9558
July 1.9844 1.9485 1.9675
August 2.0074 1.9451 1.9614
September 1.9587 1.8998 1.9303
October 1.9069 1.8546 1.8833
November 1.8724 1.8348 1.8584
December 1.8518 1.8153 1.8331