2020 MAD to PYG Historical Review

YEARLY HIGH

786.0037 PYG

YEARLY LOW

629.7530 PYG

YEARLY AVERAGE

714.1597 PYG

2020 MAD to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 786.0037. Conversely, the yearly low was recorded on April 13, dropping to 629.7530.

This high-to-low spread represents a total annual volatility of 156.2507 PYG. From a start-to-finish perspective, comparing the January average rate of 677.3813 to the December average rate of 774.4559, the exchange rate registered a net change of 14.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 786.0037 was up 16.36% compared to the 2019 peak of 675.5213, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 3,930,018 PYG

2019 Average 3,242,651 PYG

Yearly Trough Low 3,148,765 PYG

Transaction Impact: A difference of 781,253.30 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

787.6836

628.9518

JanuMarcMayJulySeptNove

MAD to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 671.9491, compared to 756.3702 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 84.4211 points.

H1 Avg (Jan–Jun) 671.9491

H2 Avg (Jul–Dec) 756.3702

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 45.3188 PYG (High: 745.7162 / Low: 700.3974). On the other end, January was the most stable month, with a tight range of 8.4841 PYG (High: 680.5271 / Low: 672.0430).

July Spread (Volatile) ±45.3188

January Spread (Stable) ±8.4841

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 36.0748 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -36.0748

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 774.4559) against the same month in 2019 (average: 669.7652), the exchange rate shifted by +104.6908 (+15.63%).

2020 Avg (December) 774.4559

2019 Avg (December) 669.7652

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	680.5271	672.0430	677.3813
February	679.9829	669.6240	674.2248
March	696.9615	652.3562	678.2542
April	660.5937	629.7530	642.1794
May	679.2234	657.6647	667.3931
June	699.8357	679.2263	692.2617
July	745.7162	700.3974	721.5478
August	761.3105	739.5796	752.8830
September	762.7836	750.5030	757.0819
October	768.9384	754.2940	761.9981
November	777.4866	759.9835	770.2547
December	786.0037	752.4936	774.4559