YEARLY HIGH
6.2127 SDG
YEARLY LOW
4.6922 SDG
YEARLY AVERAGE
5.7133 SDG

2020 MAD to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 6.2127. Conversely, the yearly low was recorded on January 28, dropping to 4.6922.

This high-to-low spread represents a total annual volatility of 1.5205 SDG. From a start-to-finish perspective, comparing the January average rate of 4.7162 to the December average rate of 6.1541, the exchange rate registered a net change of 30.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 6.2127 was up 23.16% compared to the 2019 peak of 5.0444, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 31,064 SDG
2019 Average 23,875 SDG
Yearly Trough Low 23,461 SDG
Transaction Impact: A difference of 7,602.61 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.2979
4.5725
JanuMarcMayJulySeptNove

MAD to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.4274, compared to 5.9991 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5717 points.

H1 Avg (Jan–Jun) 5.4274
H2 Avg (Jul–Dec) 5.9991

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.6063 SDG (High: 5.6994 / Low: 5.0931). On the other end, October was the most stable month, with a tight range of 0.0670 SDG (High: 6.0410 / Low: 5.9740).

February Spread (Volatile) ±0.6063
October Spread (Stable) ±0.0670

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2503 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.2503

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 6.1541) against the same month in 2019 (average: 4.6899), the exchange rate shifted by +1.4641 (+31.22%).

2020 Avg (December) 6.1541
2019 Avg (December) 4.6899

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.1010 4.6922 4.7162
February 5.6994 5.0931 5.3553
March 5.8678 5.4723 5.7080
April 5.5944 5.3636 5.4578
May 5.6551 5.5791 5.6157
June 5.7444 5.6551 5.7115
July 5.9335 5.6936 5.7920
August 6.0445 5.9130 5.9904
September 6.0651 5.9508 5.9976
October 6.0410 5.9740 6.0042
November 6.1004 5.9821 6.0563
December 6.2127 5.9455 6.1541