YEARLY HIGH
65.7288 SOS
YEARLY LOW
56.4302 SOS
YEARLY AVERAGE
61.2534 SOS

2020 MAD to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 65.7288. Conversely, the yearly low was recorded on April 7, dropping to 56.4302.

This high-to-low spread represents a total annual volatility of 9.2986 SOS. From a start-to-finish perspective, comparing the January average rate of 60.4019 to the December average rate of 64.6849, the exchange rate registered a net change of 7.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 65.7288 was up 6.73% compared to the 2019 peak of 61.5858, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 328,644 SOS
2019 Average 301,507 SOS
Yearly Trough Low 282,151 SOS
Transaction Impact: A difference of 46,492.96 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

65.4228
56.5679
JanuMarcMayJulySeptNove

MAD to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 59.5073, compared to 62.9995 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.4922 points.

H1 Avg (Jan–Jun) 59.5073
H2 Avg (Jul–Dec) 62.9995

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.2389 SOS (High: 61.7251 / Low: 57.4862). On the other end, May was the most stable month, with a tight range of 0.8768 SOS (High: 59.3741 / Low: 58.4973).

March Spread (Volatile) ±4.2389
May Spread (Stable) ±0.8768

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.8554 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -2.8554

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 64.6849) against the same month in 2019 (average: 60.2612), the exchange rate shifted by +4.4237 (+7.34%).

2020 Avg (December) 64.6849
2019 Avg (December) 60.2612

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 61.0655 60.1586 60.4019
February 61.1618 59.4000 60.2147
March 61.7251 57.4862 60.1612
April 58.7060 56.4302 57.3058
May 59.3741 58.4973 58.9451
June 60.4145 59.3303 60.0150
July 62.7146 59.7225 60.8075
August 63.2264 62.0442 62.7679
September 63.6634 62.4024 62.9886
October 63.4973 62.4621 63.1141
November 64.3133 62.7340 63.6338
December 65.7288 62.4145 64.6849