2020 MAD to SRD Historical Review

YEARLY HIGH

1.5930 SRD

YEARLY LOW

0.7240 SRD

YEARLY AVERAGE

0.9882 SRD

2020 MAD to SRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to SRD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 1.5930. Conversely, the yearly low was recorded on April 6, dropping to 0.7240.

This high-to-low spread represents a total annual volatility of 0.8690 SRD. From a start-to-finish perspective, comparing the January average rate of 0.7763 to the December average rate of 1.5759, the exchange rate registered a net change of 103.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5930 was up 101.71% compared to the 2019 peak of 0.7898, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 7,965 SRD

2019 Average 3,878 SRD

Yearly Trough Low 3,620 SRD

Transaction Impact: A difference of 4,345.02 SRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6599

0.6521

JanuMarcMayJulySeptNove

MAD to SRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7635, compared to 1.2129 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4493 points.

H1 Avg (Jan–Jun) 0.7635

H2 Avg (Jul–Dec) 1.2129

Volatility Range Comparison

Volatility

The most volatile month in 2020 was September, with a trading range of 0.7242 SRD (High: 1.5305 / Low: 0.8063). On the other end, January was the most stable month, with a tight range of 0.0063 SRD (High: 0.7792 / Low: 0.7729).

September Spread (Volatile) ±0.7242

January Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0344 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0344

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.5759) against the same month in 2019 (average: 0.7751), the exchange rate shifted by +0.8008 (+103.31%).

2020 Avg (December) 1.5759

2019 Avg (December) 0.7751

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7792	0.7729	0.7763
February	0.7772	0.7656	0.7708
March	0.7914	0.7380	0.7705
April	0.7545	0.7240	0.7361
May	0.7623	0.7524	0.7572
June	0.7747	0.7627	0.7705
July	0.8002	0.7675	0.7810
August	0.8152	0.7975	0.8078
September	1.5305	0.8063	1.0253
October	1.5469	1.5284	1.5374
November	1.5614	1.5311	1.5498
December	1.5930	1.5211	1.5759