2020 MAD to STD Historical Review

YEARLY HIGH

2339.9823 STD

YEARLY LOW

2140.8692 STD

YEARLY AVERAGE

2267.0879 STD

2020 MAD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 2339.9823. Conversely, the yearly low was recorded on April 6, dropping to 2140.8692.

This high-to-low spread represents a total annual volatility of 199.1131 STD. From a start-to-finish perspective, comparing the January average rate of 2244.1218 to the December average rate of 2301.7815, the exchange rate registered a net change of 2.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2339.9823 was up 2.90% compared to the 2019 peak of 2273.9264, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 11,699,911 STD

2019 Average 11,081,985 STD

Yearly Trough Low 10,704,346 STD

Transaction Impact: A difference of 995,565.54 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2314.2932

2164.1526

JanuMarcMayJulySeptNove

MAD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2247.7523, compared to 2286.4234 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 38.6712 points.

H1 Avg (Jan–Jun) 2247.7523

H2 Avg (Jul–Dec) 2286.4234

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 149.6137 STD (High: 2339.9823 / Low: 2190.3685). On the other end, January was the most stable month, with a tight range of 18.1852 STD (High: 2252.6955 / Low: 2234.5103).

March Spread (Volatile) ±149.6137

January Spread (Stable) ±18.1852

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 106.7365 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -106.7365

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2283.4008) against the same month in 2019 (average: 2189.9207), the exchange rate shifted by +93.4801 (+4.27%).

2020 Avg (March) 2283.4008

2019 Avg (March) 2189.9207

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2252.6955	2234.5103	2244.1218
February	2297.7622	2241.0542	2267.3793
March	2339.9823	2190.3685	2283.4008
April	2230.7402	2140.8692	2176.6643
May	2253.9038	2224.6462	2238.6915
June	2288.4486	2254.9120	2276.2560
July	2317.1780	2260.7933	2282.2017
August	2308.1590	2271.5464	2286.7118
September	2300.2628	2252.5519	2273.2440
October	2294.5613	2265.7060	2280.1586
November	2307.1220	2276.1132	2294.4431
December	2327.4548	2218.5377	2301.7815