YEARLY HIGH
3.4296 THB
YEARLY LOW
3.1275 THB
YEARLY AVERAGE
3.2962 THB

2020 MAD to THB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to THB exchange rate experienced significant fluctuation. The market reached its absolute peak on August 22, valuing the pair at 3.4296. Conversely, the yearly low was recorded on January 1, dropping to 3.1275.

This high-to-low spread represents a total annual volatility of 0.3021 THB. From a start-to-finish perspective, comparing the January average rate of 3.1663 to the December average rate of 3.3473, the exchange rate registered a net change of 5.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.4296 was up 1.26% compared to the 2019 peak of 3.3870, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 17,148 THB
2019 Average 16,139 THB
Yearly Trough Low 15,638 THB
Transaction Impact: A difference of 1,510.30 THB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.4237
3.1429
JanuMarcMayJulySeptNove

MAD to THB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2349, compared to 3.3575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1226 points.

H1 Avg (Jan–Jun) 3.2349
H2 Avg (Jul–Dec) 3.3575

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.1682 THB (High: 3.3620 / Low: 3.1938). On the other end, October was the most stable month, with a tight range of 0.0535 THB (High: 3.4214 / Low: 3.3679).

July Spread (Volatile) ±0.1682
October Spread (Stable) ±0.0535

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0898 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0898

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 3.3812) against the same month in 2019 (average: 3.2035), the exchange rate shifted by +0.1778 (+5.55%).

2020 Avg (August) 3.3812
2019 Avg (August) 3.2035

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2522 3.1275 3.1663
February 3.2925 3.2042 3.2388
March 3.3710 3.2388 3.3109
April 3.2858 3.1834 3.2212
May 3.3095 3.2260 3.2554
June 3.2678 3.1788 3.2167
July 3.3620 3.1938 3.2897
August 3.4296 3.3209 3.3812
September 3.4193 3.3638 3.4003
October 3.4214 3.3679 3.3944
November 3.3815 3.2959 3.3319
December 3.3761 3.2327 3.3473