2020 MAD to TJS Historical Review

YEARLY HIGH

1.2737 TJS

YEARLY LOW

0.9853 TJS

YEARLY AVERAGE

1.0884 TJS

2020 MAD to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 1.2737. Conversely, the yearly low was recorded on March 23, dropping to 0.9853.

This high-to-low spread represents a total annual volatility of 0.2885 TJS. From a start-to-finish perspective, comparing the January average rate of 1.0089 to the December average rate of 1.2610, the exchange rate registered a net change of 24.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2737 was up 25.76% compared to the 2019 peak of 1.0128, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 6,369 TJS

2019 Average 4,953 TJS

Yearly Trough Low 4,926 TJS

Transaction Impact: A difference of 1,442.47 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2869

0.9759

JanuMarcMayJulySeptNove

MAD to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0233, compared to 1.1535 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1302 points.

H1 Avg (Jan–Jun) 1.0233

H2 Avg (Jul–Dec) 1.1535

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.1301 TJS (High: 1.2496 / Low: 1.1195). On the other end, January was the most stable month, with a tight range of 0.0082 TJS (High: 1.0129 / Low: 1.0047).

November Spread (Volatile) ±0.1301

January Spread (Stable) ±0.0082

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0071 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0071

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.2610) against the same month in 2019 (average: 1.0066), the exchange rate shifted by +0.2544 (+25.27%).

2020 Avg (December) 1.2610

2019 Avg (December) 1.0066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0129	1.0047	1.0089
February	1.0101	0.9956	1.0019
March	1.0396	0.9853	1.0150
April	1.0368	0.9912	1.0099
May	1.0470	1.0330	1.0406
June	1.0711	1.0475	1.0635
July	1.1073	1.0612	1.0793
August	1.1268	1.1016	1.1175
September	1.1303	1.1111	1.1192
October	1.1280	1.1141	1.1216
November	1.2496	1.1195	1.2223
December	1.2737	1.2176	1.2610