2026 MAD to TOP Historical Review

YEARLY HIGH

0.2664 TOP

YEARLY LOW

0.2551 TOP

YEARLY AVERAGE

0.2601 TOP

2026 MAD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 0.2664. Conversely, the yearly low was recorded on March 13, dropping to 0.2551.

This high-to-low spread represents a total annual volatility of 0.0113 TOP. From a start-to-finish perspective, comparing the January average rate of 0.2627 to the December average rate of 0.2585, the exchange rate registered a net change of -1.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2664 was down 0.95% compared to the 2025 peak of 0.2690, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,332 TOP

2025 Average 1,291 TOP

Yearly Trough Low 1,276 TOP

Transaction Impact: A difference of 56.51 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2638

0.2569

JanuMarcMayJuly

MAD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2607, compared to 0.2580 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.2607

H2 Avg (Jul–Dec) 0.2580

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0082 TOP (High: 0.2634 / Low: 0.2551). On the other end, August was the most stable month, with a tight range of 0.0002 TOP (High: 0.2586 / Low: 0.2585).

March Spread (Volatile) ±0.0082

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0052 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.2627) against the same month in 2025 (average: 0.2419), the exchange rate shifted by +0.0208 (+8.60%).

2026 Avg (January) 0.2627

2025 Avg (January) 0.2419

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2664	0.2605	0.2627
February	0.2643	0.2622	0.2632
March	0.2634	0.2551	0.2579
April	0.2610	0.2566	0.2593
May	0.2624	0.2603	0.2618
June	0.2620	0.2561	0.2595
July	0.2588	0.2563	0.2575
August	0.2586	0.2585	0.2585