YEARLY HIGH
3.4782 TWD
YEARLY LOW
3.3815 TWD
YEARLY AVERAGE
3.4315 TWD

2026 MAD to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 3.4782. Conversely, the yearly low was recorded on June 24, dropping to 3.3815.

This high-to-low spread represents a total annual volatility of 0.0967 TWD. From a start-to-finish perspective, comparing the January average rate of 3.4372 to the December average rate of 3.4685, the exchange rate registered a net change of 0.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.4782 was down 1.52% compared to the 2025 peak of 3.5318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 17,391 TWD
2025 Average 16,676 TWD
Yearly Trough Low 16,907 TWD
Transaction Impact: A difference of 483.50 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.4744
3.4042
JanuMarcMayJuly

MAD to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4230, compared to 3.4569 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0339 points.

H1 Avg (Jan–Jun) 3.4230
H2 Avg (Jul–Dec) 3.4569

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 0.0866 TWD (High: 3.4782 / Low: 3.3916). On the other end, August was the most stable month, with a tight range of 0.0010 TWD (High: 3.4690 / Low: 3.4681).

July Spread (Volatile) ±0.0866
August Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0235 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0235

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 3.4453) against the same month in 2025 (average: 3.2531), the exchange rate shifted by +0.1922 (+5.91%).

2026 Avg (July) 3.4453
2025 Avg (July) 3.2531

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4668 3.4114 3.4372
February 3.4606 3.4105 3.4416
March 3.4509 3.3853 3.4180
April 3.4303 3.3973 3.4110
May 3.4220 3.4168 3.4201
June 3.4346 3.3815 3.4101
July 3.4782 3.3916 3.4453
August 3.4690 3.4681 3.4685