2020 MAD to TZS Historical Review

YEARLY HIGH

260.9314 TZS

YEARLY LOW

224.6340 TZS

YEARLY AVERAGE

244.0907 TZS

2020 MAD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 260.9314. Conversely, the yearly low was recorded on April 6, dropping to 224.6340.

This high-to-low spread represents a total annual volatility of 36.2975 TZS. From a start-to-finish perspective, comparing the January average rate of 239.7928 to the December average rate of 258.2159, the exchange rate registered a net change of 7.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 260.9314 was up 6.04% compared to the 2019 peak of 246.0681, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,304,657 TZS

2019 Average 1,199,672 TZS

Yearly Trough Low 1,123,170 TZS

Transaction Impact: A difference of 181,487.32 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

261.2088

225.2944

JanuMarcMayJulySeptNove

MAD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 236.4762, compared to 251.7052 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 15.2290 points.

H1 Avg (Jan–Jun) 236.4762

H2 Avg (Jul–Dec) 251.7052

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 15.4844 TZS (High: 244.5272 / Low: 229.0428). On the other end, January was the most stable month, with a tight range of 1.9090 TZS (High: 240.7877 / Low: 238.8788).

March Spread (Volatile) ±15.4844

January Spread (Stable) ±1.9090

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 9.7983 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -9.7983

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 258.2159) against the same month in 2019 (average: 238.8627), the exchange rate shifted by +19.3532 (+8.10%).

2020 Avg (December) 258.2159

2019 Avg (December) 238.8627

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	240.7877	238.8788	239.7928
February	240.5836	237.1592	238.6477
March	244.5272	229.0428	238.0856
April	234.1126	224.6340	228.2873
May	236.4160	233.3929	234.8140
June	240.6816	236.5499	239.2297
July	249.5742	238.6509	243.0032
August	253.3754	248.5130	251.5575
September	254.3355	249.6521	251.5754
October	253.4426	250.4613	251.9603
November	255.8129	250.7505	253.9187
December	260.9314	249.2451	258.2159