2020 MAD to USD Historical Review

YEARLY HIGH

0.1125 USD

YEARLY LOW

0.0971 USD

YEARLY AVERAGE

0.1054 USD

2020 MAD to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.1125. Conversely, the yearly low was recorded on April 6, dropping to 0.0971.

This high-to-low spread represents a total annual volatility of 0.0155 USD. From a start-to-finish perspective, comparing the January average rate of 0.1041 to the December average rate of 0.1113, the exchange rate registered a net change of 6.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1125 was up 6.28% compared to the 2019 peak of 0.1059, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 563 USD

2019 Average 520 USD

Yearly Trough Low 485 USD

Transaction Impact: A difference of 77.35 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1126

0.0974

JanuMarcMayJulySeptNove

MAD to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1024, compared to 0.1085 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.1024

H2 Avg (Jul–Dec) 0.1085

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0072 USD (High: 0.1061 / Low: 0.0990). On the other end, January was the most stable month, with a tight range of 0.0008 USD (High: 0.1045 / Low: 0.1036).

March Spread (Volatile) ±0.0072

January Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0046 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1113) against the same month in 2019 (average: 0.1039), the exchange rate shifted by +0.0074 (+7.13%).

2020 Avg (December) 0.1113

2019 Avg (December) 0.1039

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1045	0.1036	0.1041
February	0.1042	0.1026	0.1033
March	0.1061	0.0990	0.1033
April	0.1012	0.0971	0.0987
May	0.1022	0.1009	0.1015
June	0.1039	0.1023	0.1033
July	0.1073	0.1029	0.1047
August	0.1093	0.1069	0.1083
September	0.1097	0.1076	0.1084
October	0.1093	0.1080	0.1086
November	0.1103	0.1082	0.1095
December	0.1125	0.1075	0.1113