YEARLY HIGH
4.7720 UYU
YEARLY LOW
3.8592 UYU
YEARLY AVERAGE
4.4260 UYU

2020 MAD to UYU Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to UYU exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 4.7720. Conversely, the yearly low was recorded on January 27, dropping to 3.8592.

This high-to-low spread represents a total annual volatility of 0.9128 UYU. From a start-to-finish perspective, comparing the January average rate of 3.8858 to the December average rate of 4.7229, the exchange rate registered a net change of 21.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.7720 was up 20.70% compared to the 2019 peak of 3.9535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 23,860 UYU
2019 Average 18,327 UYU
Yearly Trough Low 19,296 UYU
Transaction Impact: A difference of 4,563.79 UYU purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.8066
3.8021
JanuMarcMayJulySeptNove

MAD to UYU Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2218, compared to 4.6302 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4084 points.

H1 Avg (Jan–Jun) 4.2218
H2 Avg (Jul–Dec) 4.6302

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6118 UYU (High: 4.6714 / Low: 4.0596). On the other end, November was the most stable month, with a tight range of 0.0531 UYU (High: 4.7059 / Low: 4.6528).

March Spread (Volatile) ±0.6118
November Spread (Stable) ±0.0531

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1383 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1383

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.7229) against the same month in 2019 (average: 3.9114), the exchange rate shifted by +0.8116 (+20.75%).

2020 Avg (December) 4.7229
2019 Avg (December) 3.9114

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9175 3.8592 3.8858
February 4.0596 3.8883 3.9260
March 4.6714 4.0596 4.4259
April 4.3915 4.1975 4.2876
May 4.4862 4.2800 4.3979
June 4.4665 4.3309 4.4076
July 4.5940 4.3447 4.5114
August 4.6688 4.5333 4.6205
September 4.6727 4.5646 4.6088
October 4.6681 4.5931 4.6322
November 4.7059 4.6528 4.6850
December 4.7720 4.5639 4.7229