2015 MAD to XDR Historical Review

YEARLY HIGH

0.0761 XDR

YEARLY LOW

0.0721 XDR

YEARLY AVERAGE

0.0733 XDR

2015 MAD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0761. Conversely, the yearly low was recorded on March 15, dropping to 0.0721.

This high-to-low spread represents a total annual volatility of 0.0040 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0751 to the December average rate of 0.0729, the exchange rate registered a net change of -2.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0761 was down 4.56% compared to the 2014 peak of 0.0797, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 381 XDR

2014 Average 391 XDR

Yearly Trough Low 360 XDR

Transaction Impact: A difference of 20.09 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0753

0.0723

JanuMarcMayJulySeptNove

MAD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0736, compared to 0.0730 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0736

H2 Avg (Jul–Dec) 0.0730

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0023 XDR (High: 0.0761 / Low: 0.0738). On the other end, September was the most stable month, with a tight range of 0.0005 XDR (High: 0.0736 / Low: 0.0731).

January Spread (Volatile) ±0.0023

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0751) against the same month in 2014 (average: 0.0791), the exchange rate shifted by -0.0040 (-5.11%).

2015 Avg (January) 0.0751

2014 Avg (January) 0.0791

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0761	0.0738	0.0751
February	0.0745	0.0738	0.0742
March	0.0738	0.0721	0.0730
April	0.0733	0.0725	0.0728
May	0.0736	0.0727	0.0732
June	0.0738	0.0730	0.0734
July	0.0732	0.0727	0.0730
August	0.0737	0.0727	0.0732
September	0.0736	0.0731	0.0733
October	0.0736	0.0727	0.0732
November	0.0729	0.0724	0.0725
December	0.0731	0.0724	0.0729